Blog

27Jan, 2016

Do I Need it or do I Want it ?

By |January 27th, 2016|Financial advice, Financial psychology, Money & Society, Savings|0 Comments

Here’s a question that not too many people ask themselves often enough, and it’s at the source of many disappointments and money-related stress.

In this consumerism-focused society, you are led to believe that you NEED everything you see on TV, on billboards, in magazines, and even in front of your face as you are doing your […]

10Dec, 2015

How I paid off the mortgage in my 30’s

By |December 10th, 2015|Financial advice, Money & Society|0 Comments

With banks offering amortizations up to 35 years, it almost seems impossible to pay off one’s mortgage in 12 years. Yet, my husband and I were able to do so.

Here’s how we did it:

Back in 2001, a construction company was developing a new area and building brand new homes. We chose to buy our home […]

22Oct, 2015

How to Budget : 4 Simple Principles to Budget Like a Pro

By |October 22nd, 2015|Financial advice, Savings|0 Comments

Many people cringe at the sound of hearing the word “budgeting”. They automatically feel that it refers to something “restrictive”, “boring” and “not fun”.

So rather than saying “I need to budget”, I recommend saying “I want to tell my money in advance how I plan on spending it and saving it” . Does that sound better?

To be […]

29Sep, 2015

What I Learned About Money in Africa

By |September 29th, 2015|Financial psychology, Money & Society, Savings|2 Comments

In our western society, money represents a significant part of life. We are constantly busy making it, spending it or saving it.

As a money coach who enjoys international travels, I’m always curious to see how money is perceived and managed in other cultures.

This past summer, I had the chance to travel to Eastern Africa. One […]

23Jul, 2015

How to Master the Art of Mindful Spending

By |July 23rd, 2015|Financial psychology, Money & Society|0 Comments

Anytime we read higher-consciousness or new age articles, we are almost guaranteed to encounter the word “Mindfulness” or some derivative of it. Although it is an ancient Buddhist practice, mindfulness is now a mainstream concept.

As a spiritual money coach, I’m often attracted to anything and everything that is considered mindful. However, I seldom encounter the […]

18Jun, 2015

Demystifying money coaching: 5 ways a money coach can help you

By |June 18th, 2015|Financial advice, Financial psychology|2 Comments

For many individuals, money is a sensitive, anxiety-ridden topic . It can stir a mix of emotions, ranging from overwhelm and frustration to stress and fear. The hardest part is not knowing whom to turn to for support.

Should you speak to your financial advisor? your bank representative? Or perhaps your therapist?

Your financial advisor, bank rep […]

22May, 2015

How to Save Money – Saving 101

By |May 22nd, 2015|Financial advice, Savings|0 Comments

You’ve all heard the financial advice “Pay Yourself First”, more times than you can probably count.

As a money coach, I consider this to be one of the most important financial advices you can follow.

The concept behind it is quite simple: Save some money before you pay any of your bills. In other words, make yourself […]

20Apr, 2015

Are you trapped in debt (Part 2 of 2)

By |April 20th, 2015|Financial advice, Financial psychology, Money & Society|2 Comments

Last month, I revealed 4 myths that keep people trapped in debt.

To quickly refresh your memory, here they are:

Myth #1 – The bank approved me so I must afford it

Myth #2 – I don’t need an emergency fund. That’s what my line of credit is for.

Myth #3 – I have to take advantage of […]

24Mar, 2015

Are you trapped in debt ? (Part 1 of 2)

By |March 24th, 2015|Financial advice, Money & Society|0 Comments

If you follow the financial news on a regular basis, you certainly heard about the most recent debt figure released by Statistics Canada: Household debt to disposable income hit 163.3% by the end of 2014. In plain English, it means that for every $100 of disposable income, Canadians owe $163.3 in debt.

In other words, we […]

19Feb, 2015

One Question To Ask Often

By |February 19th, 2015|Financial advice, Savings|0 Comments

If you have read the book “The Secret”, you would be familiar with the 3 essential steps to manifesting what you desire in life:
Step #1- Ask
Step #2-Believe
Step #3-Receive
Although this is NOT a post about the Law of Attraction, I want to share with you 4 recent examples of using these same steps… to save money !

Scenario […]