6Sep, 2012

The ABCCCCC of loan approval

By |September 6th, 2012|Financial advice|0 Comments

Have you ever wondered how a bank or a lender evaluates you when you apply for a loan or a mortgage?
Having been a lender, I want to share with you some “inside information” and help you improve your chances of getting approved for a loan, if and when you need one.

Most lenders use what they […]

7Aug, 2012

The Mortgage vs The RRSP battle

By |August 7th, 2012|Financial advice|0 Comments

Many of you ask yourselves if it’s better to pay down your mortgage or use the extra funds to contribute to your retirement fund (RRSP – Registered Retirement Savings Plan)

The simplest answer is: It depends!

It depends on many factors such as:

the interest rate you are paying on your mortgage versus the return you are earning […]

26Jul, 2012

Is talking about money taboo ?

By |July 26th, 2012|Financial psychology, Money & Society|0 Comments

As a personal finance coach, my main topic of discussion is obviously… $$$ Money $$$ !  But the more I discuss it with family, friends and clients, the more I realize that it is a taboo subject for a lot of people. Isn’t it awkward how people would rather discuss details about their relationships than talk about […]