11Oct, 2012

The Good, the Bad and the Ugly… Debt

By |October 11th, 2012|Financial advice|0 Comments

Have you ever wondered which debt should you pay off first?

That’s a question with many answers, and different financial experts have different opinions.

It depends on how much debt you are in.

Let’s start with the more extreme case of someone who is drowning in all kind of debts and is struggling to make ends meet. A […]

6Sep, 2012

The ABCCCCC of loan approval

By |September 6th, 2012|Financial advice|0 Comments

Have you ever wondered how a bank or a lender evaluates you when you apply for a loan or a mortgage?
Having been a lender, I want to share with you some “inside information” and help you improve your chances of getting approved for a loan, if and when you need one.

Most lenders use what they […]

7Aug, 2012

The Mortgage vs The RRSP battle

By |August 7th, 2012|Financial advice|0 Comments

Many of you ask yourselves if it’s better to pay down your mortgage or use the extra funds to contribute to your retirement fund (RRSP – Registered Retirement Savings Plan)

The simplest answer is: It depends!

It depends on many factors such as:

the interest rate you are paying on your mortgage versus the return you are earning […]

26Jul, 2012

Is talking about money taboo ?

By |July 26th, 2012|Financial psychology, Money & Society|0 Comments

As a personal finance coach, my main topic of discussion is obviously… $$$ Money $$$ !  But the more I discuss it with family, friends and clients, the more I realize that it is a taboo subject for a lot of people. Isn’t it awkward how people would rather discuss details about their relationships than talk about […]