As a consumption-focused society, we are constantly bombarded with the message “Buy Now, Pay Later”. All you need to do is pick up your weekly flyers bag and count how many “Buy Now, Pay Later” ads you find inside. I did the exercise myself a few weeks ago and I found
The more I read about budgeting, the more I realize that it is far from being rocket science. It is plain common sense. So the question that I’m asking myself is why do so many people have trouble applying such a simple concept in their everyday life?
The analogy that comes to my mind when thinking