I think it’s really important to take the time to review your bills and ask for discounts. I’ve had SIX instances in the past month, and when I added up the yearly savings, I was shocked to find out that I saved $1,138!
It’s normal to think “what’s the point of calling customer service or switching
January is a difficult month, financially speaking. Many families are dealing with the aftermath of the holidays.
You are probably dreading that credit card bill in your mailbox or you are avoiding logging in to your bank account so you don’t see the red.
But January is also the perfect time to start things on the right
Did you know that November is Financial Literacy Month ?
This month, organizations from across the country are encouraged to host events and share resources to help Canadians learn how to better manage their personal finances. This year’s theme is “Take charge of your finances” and it’s aimed at encouraging Canadians to learn how to better manage
Most financial experts would advise you to have an emergency fund equivalent to 3-6 months of basic living expenses.
Let’s first explore what is considered an emergency and what is included in the basic living
I don’t call myself a minimalist (yet!) because I still have some progress to achieve in that area. However I see myself as an aspiring minimalist as I’m always working towards getting there.
Here are 7 ways that I personally apply minimalism in my life:
1- Declutter the Stuff
Naturally the first place I started my
Anytime we read higher-consciousness or new age articles, we are almost guaranteed to encounter the word “Mindfulness” or some derivative of it. Although it is an ancient Buddhist practice, mindfulness is now a mainstream concept.
As a spiritual money coach, I’m often attracted to anything and everything that is considered mindful. However, I seldom encounter the
You’ve all heard the financial advice “Pay Yourself First”, more times than you can probably count.
As a money coach, I consider this to be one of the most important financial advices you can follow.
The concept behind it is quite simple: Save some money before you pay any of your bills. In other words, make yourself
If you follow the financial news on a regular basis, you certainly heard about the most recent debt figure released by Statistics Canada: Household debt to disposable income hit 163.3% by the end of 2014. In plain English, it means that for every $100 of
