That’s a question that many have previously pondered upon and each one of us will feel differently about it. There’s no black or white answer…
Personally, I think money buys pleasures… but many of us often confuse pleasures and happiness. The main difference is that pleasures are short-lived and come from an outside source, whereas happiness is more of
Remember my post “The Good, the bad and the ugly…debt” ?
I mentionned at the end of it that I’ll write a follow-up article about how to attack your debt.
My plan was to discuss a debt repayment method called Debt Snowball, made famous by Dave Ramsey.
Well, instead of reinventing the wheel, I will refer you to this amazing summary of
The more I read about budgeting, the more I realize that it is far from being rocket science. It is plain common sense. So the question that I’m asking myself is why do so many people have trouble applying such a simple concept in their everyday life?
The analogy that comes to my mind when thinking
Have you ever wondered which debt should you pay off first?
That’s a question with many answers, and different financial experts have different opinions.
It depends on how much debt you are in.
Let’s start with the more extreme case of someone who is drowning in all kind of debts and is struggling to make ends meet. A
Have you ever wondered how a bank or a lender evaluates you when you apply for a loan or a mortgage?
Having been a lender, I want to share with you some “inside information” and help you improve your chances of getting approved for a loan, if and when you need one.
Most lenders use what they
Many of you ask yourselves if it’s better to pay down your mortgage or use the extra funds to contribute to your retirement fund (RRSP – Registered Retirement Savings Plan)
The simplest answer is: It depends!
It depends on many factors such as:
As a personal finance coach, my main topic of discussion is obviously… $$$ Money $$$ ! But the more I discuss it with family, friends and clients, the more I realize that it is a taboo subject for a lot of people. Isn’t it awkward how people would rather discuss details about their relationships than talk about
